Borrowing from Peter to pay Paul? The American economy is dragging, with unemployment rates rising and consumer debt hitting $2.5 trillion. Many people are in deep and need help. Here, a Certified Financial Planner explains the mathematics of debt; strategies to deal with credit card, mortgage, student, and other loans; why debt consolidation and taking loans from a 401(k) can lead to problems; truths about bankruptcy; and how to use debt while eliminating it. - Includes essential resources and websites, sample letters and forms, loan forgiveness programs, bankruptcy resources - Author a Certified Financial Planner - Covers every kind of debt, mortgages to credit cards to student loans - National credit card debt is growing exponentially... credit card checks, 189 debt consolidation, 186-187 important questions, 184 pawnshop loans, 189-190 retirement plan loans, 185-186 tax refund loans, 189 under-the-table payments, 190 identity theft, 232-233 long- term debts, 14 scams anbsp;...
|Title||:||The Complete Idiot's Guide to Getting Out of Debt|
|Author||:||Ken Clark, CFP|
|Publisher||:||Penguin - 2009-02-03|