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Created through an extensive a€œstudent-tested, faculty-approveda€ review process with student and faculty input, PFIN3 is an engaging and accessible solution designed to accommodate the diverse lifestyles of todaya€™s learners at a value-based price. PFIN3 continues to provide the personal finance content students need in a concise, approachable format that appeals to todaya€™s busy learner. Shorter chapters, an inviting design, engaging visuals, and removable Chapter-in-Review cards work with numerous online student study tools to reinforce the booka€™s solid life-cycle approach to personal financial management. Students study financial plans, assets, credit, insurance, investment, and retirement as individuals and families progress through life. Numerous real-life examples and step-by-step learning features help ensure that students master course material and todaya€™s critical financial tools and technology. This edition highlights the most recent current statistical information and laws regarding topics such as taxes, health care, credit, banking, and estate planning to equip students with contemporary, practical skills. All online tools, including Excel worksheets that correspond to the booka€™s exercises and Kiplinger videos with money management and investing advice, are easily accessed through PFIN3a€™s CourseMate website. Time-saving CengageNOW online course management and ApliaTM for Finance automated homework solutions further ensure that students develop todaya€™s most important personal finance skills. Important Notice: Media content referenced within the product description or the product text may not be available in the ebook version.Another significant cost is depreciation, which is the loss in value that occurs over the period of ownership. ... have some disadvantages: high cost of battery replacement, more sluggish acceleration, generally higher repair costs, and typically higher initial purchase price ... better modela€”a used luxury car such as a BMW, Lexus, or Mercedesa€”rather than a less-expensive brand of new car, such as a Fordanbsp;...

Title:PFIN 3
Author:Lawrence Gitman, Michael Joehnk, Randall Billingsley
Publisher:Cengage Learning - 2013-02-25


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