The definitive account of the trillion-dollar payment card industry, co-authored by Sloan School Dean and Professor Richard Schmalensee.In Japan, credit cards resemble Europea#39;s deferred debit cards: consumers agree to pay the card balance at the end of the month, and issuers are authorized to ... Since most of these debit cards required the cardholder to sign an authorization slip, we call them signature debit cards here. ... MasterCard followed with a similar product and strategy after initially pursuing an unsuccessful PIN debit strategy.
|Title||:||Paying with Plastic|
|Author||:||David Sparks Evans, Richard Schmalensee|
|Publisher||:||MIT Press - 2005|