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Microfinance has become an important component of development, poverty reduction and economic regeneration strategy around the world. By the early twenty first century tens of millions of people in more than 100 countries were accessing services from formal and semi-formal microfinance institutions (MFIs). Much of the initial attention on microcredit came through work on Bangladesha€™s much-lauded Grameen Bank but, there are now many different a€˜modelsa€™ for microfinance and many countries have substantial microfinance sectors. This timely book, written by one of the major players in the UK in development economics explores, amongst others, topics such as: microfinance and poverty reduction microfinance, gender and social development microinsurance regulating and supervising microfinance institutions. Topical and insightful, this important text examines what has become a vast global industry employing hundreds of thousands of people and attracting the attention of large numbers of governments, banks, aid agencies, non-governmental organizations and consultancy firms.This means avoiding unnecessary expenditure and then finding a safe place to store whatever money is left over. Making that choice a€“ the choice to save rather than to consume a€“ is the foundation of money management. ... but finding it hard to do so Poor people run into problems with ... This essay is not about them.

Author:David Hulme, Thankom Arun
Publisher:Routledge - 2009-01-13


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