The crucial information you need to secure a reliable loan modification and save your home Behind on your mortgage payments? Worried about losing your home? Dona²t panic. Loan Modification For Dummies gives you the reliable, authoritative, easyatoaunderstand guidance you need to apply for and secure a loan modification that lowers your monthly house payment and keeps you in your home. This practical, plainaEnglish guide leads you step by step through the loan modification process, from contacting your lender to applying for a loan modification, evaluating the lendera²s initial offer, and negotiating a modification that lowers your monthly payment while helping you catch up on any pastadue amounts. Youa²ll learn how to communicate with your bank or loan servicer, recognize and avoid loanamodification scams, and find a knowledgeable loan modification specialist, if you choose not to do it yourself. Advice on determining whether youa²re likely to qualify for your lendera²s loan modification program Guidance on preparing and submitting a loan modification application that improves your chances of success Helps you figure out a monthly payment you really can afford Tips on modifying your loan even when you owe more than your homea²s current market value Negotiation advice for securing the best possible terms and lowest monthly payment Resources for contacting your lender, obtaining free or affordable thirdaparty assistance, and getting government agencies on your side Read Loan Modification For Dummies and start saving your home today.... of privacy policies from just about everyone you do business with a everyone from credit card and insurance companies to your doctor and dentist. ... Your lender should have a copy of a fill-in-the blank authorization letter you can use.
|Title||:||Loan Modification For Dummies|
|Author||:||Ralph R. Roberts, Lois Maljak, Joseph Kraynak, Paul Doroh|
|Publisher||:||John Wiley & Sons - 2009-08-31|