qHome ownership sectors in most European countries have grown in size. Whatever assets European households have acquired in recent decades, real estate appears to form a significant element in wealth portfolios. Frequently, national governments have been active in promoting the shift in tenure balance. The general question pursued in this book is about the gains and losses accruing to individual households by virtue of their position as home owners. The focus, here, is on financial gains and losses. It also concerns the losses, in the form of repayment risk, related to difficulties that some households may experience in meeting housing loan repayment schedules. The immediate background to this volume is the Conference Housing in Europe: New Challenges and Innovations in Tomorrow's Cities, held in Reykjavik, Iceland. Hosted by the Urban Studies Institute of the University of Iceland and Centre for Housing and Property Research, BifrApst School of Business, it was held under the auspices of the European Network of Housing Researchers.q11. UK. home. ownership. to. 2010. and. beyond. Risks. to. lenders. and. borrowers. Janet Ford ... A similar research focus is now developing in many countries, as the interaction between home ownership, global changes in financial and labour markets and social welfare provision reveals some key tensions (e.g. Berry, 1999; Doling and Ford, 2003). ... There is also evidence of a continuing growth in low-income home owners, and half of those officially defined as poor now own theiranbsp;...
|Author||:||J. F. Doling, Marja Elsinga|
|Publisher||:||IOS Press - 2006|