The CARD Act contains three separate implementation dates, 90 days, 9 months and 15 months after enactment. ... written notice to consumers of any increases in the interest rate or otherwise makes a significant change to the terms of a credit card account; ... interest rate increases and universal default on existing balances ; 0 Prohibits issuers from charging over-limit fees unless the cardholder elects to anbsp;...
|Title||:||Expedited Card Reform for Consumers Act of 2009|
|Author||:||United States. Congress. House. Committee on Financial Services|