Bad credit can prevent you from getting a mortgage, car loan, credit card, apartment, or even a job. It can also mean paying a bundle more (in rates and fees) for any loans or credit you do get. Use this comprehensive how-to manual to rebuild bad credit and protect and improve good credit. Learn how to: fix errors in your credit report (1 out of 5 credit reports contain errors), choose the best credit repair strategy for your situation, avoid overspending, establish a realistic budget, negotiate with creditors to reduce debts, add positive information to your credit report, avoid identity theft and credit scams, and more.Often credit card offers on the Internet say something like, aThe standard APR will be 7.99% to 17.99% based on your creditworthiness when you open your ... Use the FICO estimator at www.bankrate. com to get a rough idea of your creditanbsp;...
|Author||:||Robin Leonard, Margaret Reiter, Amy Loftsgordon|
|Publisher||:||Nolo - 2015-06-30|