Consumer Credit, Debt and Investment in Europe

Consumer Credit, Debt and Investment in Europe

4.11 - 1251 ratings - Source

qThis topical collection of essays emanates from the Consumer Protection in Europe: Theory and Practice duo colloquium in December 2009. That conference explored consumer protection in Europe and covered topics which are even more relevant today given the revisions to the proposed Consumer Rights Directive, the appointment of an Expert Group on a common frame of reference and the Green Paper on European Contract Law. It was organised within the work programme Credit and Debt: Protecting the Vulnerable in Europe - a project placing emphasis on vulnerability in financial transactions. This volume focuses on consumer protection in credit and investments in the context of unprecedented turmoil in those markets and EU harmonisation initiatives in the area. It explores key issues such as responsible lending, information disclosure, consumer confidence, the regulation of consumer investment services and the protection of bank depositorsq--A striking illustration of this has been provided by Oren Bar-Gill in the context of the US credit card market. ... that the time has come to a#39;be more interventionist to help protect consumers from themselvesa#39;44 and contemplate a#39;a targeted degree of product regulationa#39;. ... See also L. Ausubel, a#39;The Failure of Competition in the Credit Card Marketa#39;, American Economic Review 81 (1991), 50 and a#39;Adverseanbsp;...

Title:Consumer Credit, Debt and Investment in Europe
Author:James Devenney, Mel Kenny
Publisher:Cambridge University Press - 2012-07-12


You Must CONTINUE and create a free account to access unlimited downloads & streaming